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How Does the Lemon Law Work for Cars and Trucks in Arizona?

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How Does the Lemon Law Work for Cars and Trucks in Arizona?

Just the thought of having to shop for a used car might bring on a slew of emotions, evident in how the body reacts. The heart beats faster. The throat might get dry. There may be butterflies in the stomach or is that nausea or indigestion? The nape of the neck or the brow on your face may start to bead with sweat. Although buying a used car may feel a lot like a first date that you’re excited about, there are also some risks that could sour the venture. Perhaps that’s why the consumer protection was aptly named the Arizona lemon law. Though there isn’t much there that can be turned into lemonade. Here’s why.

When It’s Used, You Are Buying Someone Else’s Problem That Never Got Fixed

More consumers than not purchase a used vehicle. There are benefits: price and value. Used cars have already taken the heavy hit on depreciation that the new vehicle buyer paid for. And if you’re lucky, the used car or truck has been well-maintained. Unfortunately, luck won’t pay for an overlooked maintenance issue or faulty production. But there are ways to help minimize your risk, before you ever set foot on a used car lot. But in case you did and you believe you’re stuck with a lemon, here’s where you’re sitting (from a legal perspective).

What Is a Lemon in the World of Cars and Trucks?

If you’ve had the unfortunate circumstance of having a vehicle that breaks down often, and bought under the guise of it being reliable, often times a new car, this would fall under the notion of lemon. According to the Magnuson-Moss Warranty Act of 1975 and the common law Uniform Commercial Code, there is recourse for acquiring a lemon.

In Arizona, new vehicle buyers have the lemon law to fall back on, as long as the claim is filed within 2 years or 24,000 miles of the new car/truck life, whichever comes first. And if Murphy’s law has anything to do with it, you wouldn’t know you had a lemon until mile 24,001. In addition, the manufacturer would be obligated to repair or replace the vehicle or give the buyer their money back. But the burden of proof would fall on the purchaser because there is an implied warranty on the vehicle. Just like it sounds, the implied warranty is chockfull of ambiguity which creates potential workarounds for the dealer and manufacturer to not hurry up and take care of it. In addition, there is an implied intention on the buyer-side in how to care for the vehicle, how to drive the vehicle and how to know when something’s wrong with the vehicle.

For used cars, the lemon law applies in a much more stringent manner. Just like in the purchase of real estate, “BUYER BEWARE” can’t be stately strongly enough. The Arizona lemon law provides a scant amount of buyer protection, only covering the period just after purchase, for major breaks or defects that become evident within the first 15 days of purchase or 500 miles – whichever comes first.

The Lemon That Got Away

Many used car lots in Arizona promote an “AS-IS” sale. Much as it saddens us to have to spell it out, AS-IS means just that: AS-IS. The buyer purchases the vehicle in the condition it is with no expressed or implied warranty other than the short-term of whatever the dealer is providing. Period.

Even if you drive the car off the lot, turn the corner, stop at a convenience store, then over to your friends to show off your new ride and then when you want to head out to celebrate at your favorite local hotspot, but the car decides it would rather stay parked than move an inch. Does it need gas in the tank? A new head gasket? A new engine? It doesn’t matter what ‘it’ is, you – the buyer –own the problem.

Then again, there is social media. No service-oriented company in their right mind would let you go and be left to your own devices to blow off steam about a shady financial transaction. The dealer is much better off doing what they can to minimize the damage to the vehicle and their reputation.

While this is an extreme example, though not entirely out of the question, it does bring to the surface what you can do to simplify the used car buying process and help avoid getting a taste of the lemon law for yourself.

Research the Vehicle before Buying

With the internet and all the ways to access it at the tap of your fingertips, there’s no excuse for little or misinformation from a buyer perspective.

Avoid the lemon by following these steps:

  1. Do your research: Check out the vehicle from consumer reports and search for product defects and recalls.
  2. Know the seller: Unless you purchase from a private party, do your due diligence on the dealership. Discover reviews through yelp, google, and their social media channels. If they don’t have any, find another place to buy.
  3. Find available warranties: No matter the type of warranty, if any, being offered by the dealer, search for warranty options from other sources.
  4. All but ignore verbal promises: If the seller swears on his mother that the car is in perfect condition and has been given all the necessary repairs, but won’t put it in writing… the repairs never happened and the car probably has issues. GET IT IN WRITING OR IT DOESN’T EXIST.
  5. Hire a third-party auto mechanic: Spend the money for a thorough inspection of the vehicle before you drive it off the lot. Pennywise always trumps pound foolish.
  6. Know the value: Do price comparison shopping for the vehicle, year, make, model and similar mileage. Also adjust the price based on an AS-IS sale as pricing is what will make the risk worth it. If there are more repair/condition issues after you’ve don’t #5, adjust the price again.
  7. Ask for accurate and verified vehicle history: Make sure the dealer puts it in writing that it is accurate and verified.

Still Need to Put the Squeeze on a Used Car Dealer?

If you’re reading this article and doing the woulda-shoulda-coulda under your breath, it might be time to take your lemon to the next level and see where you stand. Find information on lemon laws specific to individual states within the US here.

We hope you’ve caught this story in time before your next used car or truck purchase. That way, you won’t need to waste your time listening to someone blowing smoke up your asked questions.

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Best Used Subarus: Which Models and Years Are Most Reliable?

Best Used Subarus Models Years Most Reliable - Red Mountain Funding Mesa AZ

If you want reliability and affordability from your next automobile purchase, then Subaru is one automaker you should not ignore. Several Subaru models from various years offer tremendous value.

Consider your options carefully whenever you plan to purchase a vehicle, and refer to the following list to learn more about your possible options from Subaru.

Benefits of Buying Used Subarus

Subaru is popular for standard all-wheel drive in its most popular models, as well as for fantastic cost of ownership. Subarus are reliable, versatile and offer a wide range of customization with new purchases.

However, they are also tremendously valuable as preowned purchases. If you’re looking for a great brand of used car to buy, Subaru should definitely make your list of top automakers.

Subaru Legacy

The Subaru Legacy has been one of the most popular sedans in America for many years. Since its original launch in 1990, the Legacy has improved across the board with every new model year. Anyone who needs a reliable and spacious sedan will likely find the Legacy to be a great value.

Best Legacy Model Years

Models from the early 2000s should be much cheaper than more recent used models, but they will still offer fantastic value for many years.

The 2015 model in particular actually won the Canadian Car of the Year award for outstanding quality, but any model year after 2005 is ideal for a preowned car purchase. This ensures a combination of great value and savings compared to more expensive models in recent years.

Subaru Impreza

The Subaru Impreza is a quick, reliable vehicle available in several styles. The wide-body coupe model from the early 2000s offers up to 165 horsepower along with the reliability that comes with the Subaru brand.

Sedan models are spacious without sacrificing the renowned maneuverability of these light and quick cars. There are also sport models available with a variety of options and configurations, so you are sure to find a great Impreza while shopping for preowned vehicles.

Best Impreza Model Years

One of the best benefits of the Subaru Impreza is variety. If you’re looking for something practical and reliable, a sedan model from the mid- to late-2000s could be ideal.

If you’re looking for something sportier, the Impreza Sport could be perfect for you.

There are also wagon models with additional storage space, a perfect fit for families.

Subaru WRX

The Subaru WRX is actually a variation of the Impreza with more horsepower. The WRX contains a 2.5 liter Flat 4 Boxer engine, boasting a tremendous 300 horsepower.

The WRX is a fan favorite in the rally car and dirt racing circuits, and is treasured by Subaru enthusiasts.

Best WRX Model Years

One of the great attributes of the Subaru WRX is that even models from the 1990s – if well kept – offer incredible value. If you enjoy sportier vehicles and want an affordable used car that can compete with newer makes and models on the road, WRX models from the 2000s are relatively inexpensive and reliable.

Subaru Outback

The Subaru Outback has been one of the most popular wagon-style vehicles in the United States for many years. The Outback is generally more expensive than other wagon-style vehicles from Subaru, but it offers tremendous versatility.

Many Outback owners enjoy that the vehicle’s off-road capability and storage space don’t detract from modern comforts and passenger seating space.

Best Subaru Outback Years

Subaru Outback models from the 2000s offer spacious interiors, solid off-road performance, and high marks across the board when it comes to overall performance and value. While the Outback may be more expensive than another Subaru model of the same year, it’s crucial to compare what’s under the hood before deciding.

Subaru Forester

The “big brother” of the Subaru Outback is the impressive Subaru Forester, a heavy-duty SUV offering more towing power and storage space than the smaller Outback.

Models from before the 2009 model year are very similar to the wagon-style Outback, while 2009 and newer models are larger SUVs.

Best Subaru Forester Years

While older Foresters still offer fantastic value and reliability, models made after the 2009 redesign year made improvements to stability control, visibility and interior comfort without sacrificing performance.

The 2014 redesign offered even more improvements, including the turbocharged XT model, navigational system, automatic emergency braking and improved safety features.

Why Buy Used?

There are distinct advantages to buying a brand-new vehicle. A new car buyer will generally get to enjoy the manufacturer’s warranty coverage and the peace of mind of owning a hot-off-the-assembly-line vehicle.

However, there are some distinct disadvantages to buying brand new. First, you may not know that your brand-new vehicle contains a defect that will appear months or even years later, leading to frustration and potentially costly repairs.

Used vehicles typically have been through one or more extensive inspection processes. And, keep in mind that most defects appear soon after launch. When you buy a preowned vehicle, you can rest assured (in most cases) that the manufacturer has already identified and addressed any defects.

Buying new is significantly more expensive than buying used. If the thought of “you get what you pay for” is giving you pause on a preowned vehicle purchase, keep in mind that Subaru has a reputation as one of the most reliable makes you can buy.

At Red Mountain Funding, we periodically have used Subarus in stock, but our inventory is subject to change. If you have your heart set on an affordable and reliable Subaru that will last for many years to come, Red Mountain Funding can help you secure a loan for the vehicle, whether it’s here on our lot or at another Arizona dealership.

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Used Cars in Mesa Under $5000: Can You Find a Dependable Car at That Price?

Best Used Cars Under $5000 Mesa AZ - Red Mountain Funding

If you’re in Mesa, Arizona, or the East Valley, you might be wondering if you can find a used car under $5,000 that will get you to work and back every day and that can handle all of your errands with breaking down. You’re going to have to be patient and sift through a lot of ancient and/or troublesome vehicles in this price range, but you can find a dependable vehicle if you look hard enough.

In this article, we’re going to tell you what kind of car to look for if you have $5,000 or less to spend, including how to refine your search. Additionally, we’re also going to offer some food for thought on looking at newer, higher-end vehicles that lie a little outside of your current price range.

What Kind of Vehicle You Can Expect for $5,000

If you have $5,000 to spend on a vehicle, you’re likely looking at something with 100,000 to 150,000 miles on it. With $5,000, you shouldn’t have to settle for a car with 200,000 miles or more.

How old? Expect vehicles in this price range to be about 10 years old or older.

The type of vehicle? You’re probably looking at a sedan, coupe or possibly a compact SUV or truck. You can pretty much forget about a full-size SUV or pickup unless it has a ton of miles on it and was made in the ‘90s (or earlier).

Vehicles such as Toyota and Honda (and Lexus and Acura, for that matter) are going to be harder to find in this price range unless they are much older and have a lot of miles on them. Therefore, your best bet might be a domestic vehicle, such as one by Ford, Chrysler or Chevrolet. For foreign makes, Mazda, Nissan, Kia and Hyundai are typically more affordable than their competitors.

Where Can I Find a $5,000 or Less Vehicle?

In your price range, you can look to private sellers, major new-car dealerships that also sell used cars, and independent car lots that feature used vehicles exclusively. Keep in mind that while looking for cars at this low of a price, you’re not going to be able to haggle the price down by $1,000 or more.

Your wiggle room here, if the price of the car is already near true market value, is about $500, at most. The only exception would be if you’re talking to a private seller who’s not a very good negotiator.

Get the Vehicle Inspected and Do Your Own Research

With any vehicle you’re seriously considering, you should look up what kind of history it has, and you should have a professional inspect its current state.

Start by running a free vehicle history report by entering the VIN of the vehicle into either CARFAX or AutoCheck. The report will tell you if the car has been in a serious accident or if it’s had major problems in the past; some reports even show the car’s service records.

Now, don’t necessarily cross off every vehicle you see that has been in an accident. An accident may not be that bad if:

  • It was minor.
  • It happened years ago.
  • The vehicle has been driven many thousands of miles since then.

Yes, ideally you’re going to want something with a squeaky clean record. But, with this price range and the miles that these cars will have, you’re going to come across several that have had at least a minor accident. We’re just saying, if you really like a certain vehicle but it was in an accident years ago, don’t write it off until you dig deeper.

Also, yes, most cars in this price range are going to have little dings, chips and scrapes. It comes with their experience. But, so long as it doesn’t have major, unfixed body damage, what you should really be worrying about is how the vehicle runs. That brings us to our next point.

Get a Prepurchase Inspection

Before buying any used car, you should submit it for a prepurchase inspection. If you’re buying from a dealer, they should be able to do this on site or through a trusted partner nearby. Many mechanics around town offer this service, as well, which is especially helpful if you’re looking to buy from a private seller. If you already have a trusted mechanic for your current vehicle, you can try to see if they will inspect the vehicle you’re considering buying.

Keep in mind this service will likely run between $100 and $200, whether you have the dealer or an independent mechanic do it. The prepurchase inspection should be a 100-point (or more) check of the vehicle, with a detailed report to follow.

This service should not only unearth any problems under the hood, but also any damage to the body or interior of the vehicle. This includes problems that go undetected by the average consumer, such as flood damage, hidden rust and poor previous repair work.

Best Used Cars Under $5000

Just for reference in your search, we would like to point out some of the top vehicles of 2018 according to two authoritative sources.

Kelley Blue Book released a list earlier this year of the top 10 used vehicles that run about $5,000. In order, here are the 10 vehicles that made the list (along with their average price in Mesa, AZ in parentheses):

  1. 2003 Toyota Avalon ($4,266)
  2. 2003 Toyota Camry ($4,276)
  3. 2004 Honda Accord ($4,477)
  4. 2004 Toyota Corolla ($4,339)
  5. 2005 Honda Civic ($3,854)
  6. 2004 Subaru Forester ($4,084)
  7. 2004 Toyota Matrix ($5,015)
  8. 2003 Acura TL ($4,060)
  9. 2004 Subaru Outback ($4,023)
  10. 2006 Mazda M3 ($4,629)

15 Additional Used Vehicles Worth Mentioning

Also, U.S. News and World Report published a list in June of the 15 best used vehicles under $5,000, in no particular order. For reasons unexplained, all vehicles listed were from 2009. Here are the 15 vehicles that made the list (along with their average nationwide price in parentheses):

  • 2009 Chrysler PT Cruiser ($4,358)
  • 2009 Volkswagen Rabbit ($3,123)
  • 2009 Mitsubishi Galant ($4,373)
  • 2009 Scion xD ($4,459)
  • 2009 Pontiac Vibe ($4,548)
  • 2009 Toyota Yaris ($3,913)
  • 2009 Chevrolet Malibu ($4,786)
  • 2009 Mercury Milan ($4,698)
  • 2009 Hyundai Elantra ($3,325)
  • 2009 Saturn VUE ($4,641)
  • 2009 Scion tC ($4,405)
  • 2009 Scion xB ($4,874)
  • 2009 Saturn Aura ($3,455)
  • 2009 Ford Fusion ($4,637)
  • 2009 Honda Fit ($4,834)

We realize it may be hard to find one of these exact vehicles from either list. But, these lists should help steer your search, as far as make and models go. You may not be able to find a vehicle with the exact same year of production, but if you find the same make and model around the same year that is listed above, then you’re on the right track.

A Loan Can Help You Get a Better Vehicle

Consider applying for a loan for a used vehicle, even if your credit score is less than appealing at the moment. Red Mountain Funding helps East Valley residents secure financing for a used vehicle, even when they’ve been turned down at another dealership. At Red Mountain Funding, we are our own financing institution, and we report to all three major credit agencies.

If you’re approved for a loan, you may be able to get a newer or higher-end vehicle, such as in the $8,000 to $10,000 range. Even if you stick around $5,000 and get a loan for a vehicle in this range, you now have the chance to make payments and build up your credit. This helps you get an even better vehicle when you go to look for your next car a few years down the road.

At Red Mountain Funding, we typically carry a handful of vehicles under $5,000, but it’s subject to change, based on our inventory at any given moment. We encourage you to apply for a loan to see if you can get financing for a vehicle around (or perhaps higher than) $5,000.

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Best Used Honda SUVs: What Models and Years Are Most Reliable?

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Best Used Honda SUVs: What Models and Years Are Most Reliable?

Used Honda CRV

The first year that Honda made its iconic SUV model – the “Honda CR-V” – was 1997, and it debuted a rounded style based more off the emerging styles of sedans, rather than the box-y look that many SUVs still had at the time. This new and unique look helped the Honda CRV to become an instant hit with car buyers. 22 generations later, the 2018 Honda CR-V shows that this model of vehicle is still just as popular.

With Honda CRV models still in high demand, you may want to consider used Honda CRVs, if you are on the search for a reliable, affordable and stylish used SUV in the greater Phoenix, AZ area.

Best Used Honda CRV Years

If you are set on getting a used Honda CR-V for yourself, the first thing you will want to consider is the year the vehicles were made. Different year models have different adjustments made to the base design, and some year models will have certain features and other year models may not.

Additionally, Honda – with its focus on quality and dependability – has made adjustments to safety and fixed known past problems, in certain years. So, if you want to avoid a known problem in older used vehicles, you may want to opt for a certain year-model.

2017 Used Honda CRV

2017 was the year than Honda made big changes to its popular CRV series of SUVs. Changes to the exterior were subtle, preserving the exterior style that made the SUV so popular, but the majority of the changes are to the cabin area. The newly redesigned cabin offers even more luxury with a new dash, even more leg room, and an increase in overall space and cargo room.

Used Honda CRV for Sale in Mesa Arizona

Source: edmunds.com

4th Generation Honda CRVs (2012 – 2016) The Most Sought After Used SUV Models

The 4th generation run of Honda CRVs began in 2012. While the size, interior, and engine of the 2012 – 2016 Honda SUVs were similar to past models, this generation boasted a quitter and smoother ride than previous generations. 2015 models also boast increased torque (184 lb-ft), and included all-wheel drive and front wheel drive. Look for the following:

  • Used 2012 Honda CRV LX
  • Used 2013 Honda CRV EX
  • Used 2016 Honda CRV EX-L

Top Years for Used Honda SUVs:

  • 2008 Used Honda CRVs – High MPGs
  • Used 2005 Honda CR-V – High Safety Scores, but limited off-road availability.
  • Used 1999 Honda CR-V – Higher Horsepower, Automatic Transmission, Spacious Interior.
  • Used 2000 Honda CR-V (SE) – Special Edition features leather interior and rides well at high speeds and highway travel.

You can find used Honda SUVs from as little as $3,000 to $11,000, and while you may pay a bit higher of a price tag with Honda CRVs – compared to other SUVs from other manufacturers – that extra cost is for the Honda reliability, durability, safety, and overall value.

Used Honda SUVs are in high demand recently, especially models in the years 2003 – 2008, as Honda was ahead of the curve with making proactive changes in those years; changes that many other manufacturers were hoping to stall for or put off for future years. This means that the used Honda SUvs, from 2003 to 2008 models, offer some features that wouldn’t be seen in other manufacturer’s SUVs until the 2006 – 2012 models.

If you can find great deals on used Honda SUVs, especially Honda CRVs (1997 – 2017), they are highly recommended.

Used Honda Element

Used Honda Element for Sale in Mesa, ArizonaAnother great used Honda SUV for families is the Honda Element. With a distinctive “boxy” look, the Element has an incredibly spacious interior, yet is considered compact in length –being 7 inches than a Honda Civic. This layout makes the Honda Element extremely easy to park and fit into tight spaces – a feature many urban Phoenix residents may appreciate.

If you are looking for an SUV for versatility, the Honda Element is the used car choice for you. The unique design of the Honda Element was created with sports and outdoor enthusiasts in mind. This used SUV can handle day-to-day urban trips, and retire to the hills on the weekends for camping trips and outdoor activities. Models 2005+ even feature waterproof interiors for surfing and watersports enthusiasts.

Best Used Honda Element Years

2003 – 2010 Honda Elements are all make great used SUVs for Arizona car buyers. We recommend looking out for several year-models when searching for Used Honda Elements in Arizona:

Used 2005 Honda Elements

With a price tag averaging $4,350 to $6,399, 2005 Honda Elements feature the first year with standard side airbags – making the 2005 model the choice for overall safety. This is also the model year that Honda made MP3, WMA playback, and XM Radio available.

2007 Honda Elements

2007 models of Honda Elements saw the most updates to the SUVs. New safety changes made it a top choice for safe used vehicles in Arizona, a newly redesigned instrument panel made it more sleek and stylish, the handling is more balanced than ever in the 2007 used Honda Elements models.

Used 2011 Honda Element for Sale in Mesa Arizona

Source: edmunds.com

2011 Honda Elements

The final year that the Honda Element was manufactured, 2011 used Honda Elements not only give you a chance to own the last models of this iconic SUV series, but the reliability of used 2011 Honda Elements ensured that the memory of the Honda Element would not fade quickly. This model can easily last you 10+ additional years under the proper care.

Used Honda SUVs for Sale in Phoenix, Arizona

As a financing company, Red Mountain Funding offers zero down and low down payment financing for affordable used cars in Arizona. Our Mesa, Arizona used car dealership lot has used cars for sale by owner to choose from, or we can finance your purchase from another Mesa, AZ car dealership.

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Affordable Car Dealership in Mesa, AZ

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Affordable Car Dealership in Mesa, AZ

At Red Mountain Funding, we’re all about cars. And even more than that, we’re about helping people of all backgrounds get behind the wheel of a reliable, new (or new to them) vehicle. We know how essential it is for Arizona families to have a steady car, truck, van or SUV to get from point A to B in the sprawling Phoenix area and beyond.

In downtown Mesa, AZ, we boast a select inventory of affordable vehicles, ready to drive off the lot today. Our vehicles are typically listed under $10,000, many of which debuted within the last 10 years. Better yet, we offer an easy loan-application process to get you into one of the cars on our lot – or at another dealership, if you’d like.

Where Do You Get Your Vehicles From?

Red Mountain Funding’s inventory includes:

  • Sedans
  • SUVs
  • Trucks
  • Vans
  • Hatchbacks
  • Station wagons
  • And more

We build most of our inventory from repossessed vehicles and turn around and offer them wholesale, meaning no price markup for the consumer. Each vehicle is thoroughly cleaned and serviced before it is put up for sale.

The rest of our inventory comes through trade-ins when customers take a vehicle home from our lot. Before you even come to visit us in downtown Mesa, you can use our contact form to inquire about the value of the vehicle you would like to trade in.

Once you arrive at our cheap cars in Mesa, AZ dealership, our expert team members can help you compare features between two or more vehicles before putting you behind the wheel of the car, truck or SUV that best suits you and your family’s needs.

Auto Financing for Almost Anybody

No matter your background, we can help you get into your next vehicle. At Red Mountain Funding, we primarily function as an auto financier. If you have bad credit or no credit, we can still help fix you up with an auto loan to get into your next vehicle. Our goal is to set you up with affordable car payments as you drive a vehicle off the lot.

We pride ourselves on helping make the financing terms as reasonable as possible. And we can do this even if you’re looking for $500 down payment cars or a no down payment car. This still applies even if you don’t have a vehicle to trade in. As we mentioned earlier, most of our vehicles go for under $10,000, so getting financed for a new vehicle isn’t as out of reach as you might think.

Getting Financed for Other Local Car Dealerships

Let us reiterate: You can use Red Mountain Funding to get an auto loan and then choose to use it to take home a car from another dealership. We’re just happy to get you into your next vehicle – whatever it takes.

So if you’re having trouble being approved for a loan at another dealership, come to Red Mountain Funding. There’s a good chance we can get you financed for vehicles from other low down payment car lots and even higher-end local car dealerships. If you’re looking $0 down car financing, we’ve got your back, too.

Affordability means something different to each person. But at Red Mountain Funding, we want to figure out what that means for you and to find you a vehicle within your budget – whether you need to finance the purchase or not. We’ve been in business for more than 20 years, and this practice has yet to serve us wrong.

Top Choice for Used Cars in Mesa

Affordable Car Dealership in Mesa, AZRest assured, Red Mountain Funding is one of the premier bad credit repo car dealerships and in-house financing car dealers for those who live in Mesa, Tempe, Chandler, Gilbert, Queen Creek, Apache Junction, etc.

We would love to fix you up with an auto loan with great terms, especially if other dealerships and financiers are turning you down. If you would rather trade in a car, put down some money and pay the rest out of pocket to drive home with a vehicle from our lot, that’s certainly fine, too.

And remember, if you’re approved for a loan at Red Mountain Funding, you don’t have to use it on one of the vehicles we sell. We will still be elated if it helps you purchase the car you truly want off another dealership’s lot.

Start Your Search from Home

One of the greatest advantages of our website is that you can start the search for your next car, truck, van or SUV all from the comfort of your own home. You’re invited to start looking through our inventory now, or click below to fill out our used car finance application now.

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Take Over Car Payments: Assumable Car Loans for Bad Credit and No Credit

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Take Over Car Payments: Assumable Car Loans for Bad Credit and No Credit

Are you looking for a way to purchase a vehicle with either no credit or bad credit? There a few options available to purchase a car without perfect credit. Red Mountain Funding specializes in a variety of lending options for those who may not qualify for a traditional auto loan. One of those options that may not be well known is assuming the car loan of another individual.

This process may seem difficult without the proper guidance. Many traditional lenders will not allow you to take over car payments. That is where Red Mountain Funding can help you. We work to connect people with assumable auto loans and help with the necessary paperwork to protect both you and the current owner of the vehicle.

What Does Taking Over a Car Loan Mean?

You may have heard about this type of transaction and wondered exactly what it is. When a person finances a car and is unable to continue making payments or driving the vehicle for several reasons including loss of income or even military service that takes them overseas, they may not be able to sell the vehicle for what they owe on the loan. In these cases, they will look for someone who is willing to assume the payments until the loan is paid off. Once the loan is paid off, the person who assumed the loan will then be given the title to the vehicle by the original owner.

Where to Find Assumable Auto Loans

You may find several local listings to take over car payments on Craigslist. Before you make an agreement with an individual, you should contact Red Mountain Funding to help you with the paperwork involved. They will meet with you and the current loan holder to work out the details and ensure that both parties are protected in the deal. It is important to use a third party in these arrangements for your protection.

Written Agreements

It is important to get all the details of the arrangement in writing including the loan term, payment amount, how payments will be made, and how insurance will be handled. Remember, a financed car needs insurance coverage that meets the requirements of the original lender until it is fully paid off. Most lenders require a vehicle to have full coverage until the final payment is made.

Insurance Coverage

One of the most important things to agree on when assuming the auto loan is who will hold the insurance coverage on the car. When making this agreement, you should make sure to read the terms of the original loan. Some loans require the primary borrower to hold insurance on the vehicle while most state laws require the driver to be insured. This can cause an issue if you don’t have a written agreement regarding insurance. In some cases, the owner of the vehicle can add you as a driver on their policy or you may have to have insurance on the vehicle with them on your policy. Red Mountain Funding can help you understand the insurance regulations and make the right agreement for you.

No Down Payment

One of the biggest benefits of assuming a car loan is that you do not need a down payment. Most traditional and bad credit car dealerships will require a percentage of the purchase price as a down payment. If you are unable to make a down payment on a vehicle, you may want to look into assuming an existing loan. This type of vehicle purchase allows you to take over car payments with no money down.

Affordable Payments

One of the most difficult parts of financing a vehicle is getting a payment you can afford. If you c

hoose to take over car payments, you will be getting the interest rate of the current owner of the vehicle. This may make the payments more affordable with your current budget. Affordable car payments are one of the biggest benefits of this type of transaction. When searching for assumable auto loans, Red Mountain Funding can connect you with individuals who are looking for someone to take over their car loan in your price range.

Can’t Afford Car Payments, What Are My Options?

How To Complete Auto Title Transfers In Arizona - Red Mountain Funding

If you have found yourself in a situation where you can no longer afford your car payment, you may have wondered what you can do. You have three choices when faced with this problem.

The first choice is to have your vehicle voluntarily repossessed. This option can have a negative impact on your credit, making it more difficult to finance another car later down the road.

The second option is to try to sell your vehicle for what you owe on it. With the fact that cars lose value the moment you drive it off the dealership’s lot, this may be impossible in most cases. Most car owners are upside down on their loans and would need to sell the vehicle for thousands more than it is worth.

The third and easiest option is to have someone take over your existing loan. Often, there are people who are unable to get financing for a traditional loan or don’t have a down payment to purchase a vehicle. If you are looking to have someone take over your existing loan, contacting Red Mountain Funding should be your first step. We will help you find an individual willing to assume your car loan and take over the payments.

Red Mountain Funding is a family owned lending company that specializes in helping people get into the vehicle they need. We specialize in financing people with no credit or bad credit as well as helping individuals assume existing car loans with no down payment. We strive to help every person without the stress of traditional dealerships. Contact us today to find out how we can help you get the vehicle you need.

Been Turned Down by Car Dealership? Car Dealerships that Work with Bad Credit and No Credit

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Been Turned Down by Car Dealership? Car Dealerships that work with Bad Credit and No Credit

If you are looking to buy a used vehicle with less than perfect credit, you may have found that traditional local car dealerships are unable to finance your purchase. While purchasing a vehicle is stressful even with the best credit, having negative marks on your credit can make it seem impossible. Luckily, there are other options to financing your used car purchase while still getting you a reliable vehicle for your family. You can try to ask a family member to loan you the money or you can search for bad credit car dealerships.

Finding Bad Credit Car Financing

Been Turned Down by Car Dealership? Car Dealerships that work with Bad Credit and No CreditWhen looking for auto financing with bad credit, it is important to decide how you would like to finance the vehicle. If you have found a used car that you really want at a particular dealership, you may choose to find a company such as Red Mountain Funding. We have working relationships with many dealerships in the Mesa, Arizona area.

If you haven’t found a vehicle you want, you should start by entering car dealerships for bad credit near me into a google search. Red Mountain Funding is one of the only car dealerships to help you get the car you want even when you have been turned down by other dealerships.

What are Bad Credit Dealerships?

If a traditional auto loan and a personal loan from family are out of the question it is time to start searching for a guaranteed credit approval car dealership in your area. A bad credit car dealership focuses on financing used vehicles for people who have had issues in the past that have resulted in bad credit. Most of these dealerships operate as buy here pay here car dealerships. This means that you will make all your car payments directly to the dealership rather than a bank or financing company.

Benefits of Bad Credit Dealerships

If you have a steady income and are fully employed, Red Mountain Funding will make the financing process easy. You be asked to bring in proof of income and employment. This information will be used to calculate how much you can afford to pay monthly on a vehicle. Once they have determined your ideal payment amount, they will review their inventory for vehicles that meet your family’s needs. Often you will have an approval immediately and leave with your car the same day.

Types of Bad Credit Car Dealerships

You may be thinking “there are several car dealerships near me with no credit check, how do I choose?” While the choice may seem difficult, you should start by researching the terms of the loans each dealership offers, the approval process, and the inventory the dealership has on hand. You don’t want to compromise quality for ease of financing.

Determine if you are looking for financing at bad credit car dealerships with a buy here, pay here option or an alternative financing company that will give you a guaranteed approval loan to be used at a dealership of your choice.

Been Turned Down by Car Dealership? Car Dealerships that work with Bad Credit and No CreditHaving bad credit should never stop you from getting a reliable vehicle for yourself or your family. Everyone has made mistakes or fallen on hard times in the past and we are here to help you get back on level ground. Having a great quality used car with payments you can afford and financing you can achieve will help you to rebuild your credit for future purchases. We strive to make the financing process as painless as possible regardless of your credit history. Contact Red Mountain Funding Inc. today to find out how we can help you get behind the wheel of a safe and reliable vehicle.

Red Mountain Funding is a family owned and operated bad credit repo car dealership that would love to help you get the reliable vehicle that your family needs. We specialize in providing people with less than perfect credit with the auto financing they need. Not only do we have a stock of pre-owned or repossessed vehicles, we also have working relationships with several dealerships in the area to get you the car you want with no credit check necessary.

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Best Used Honda Cars: What Models and Years Are Most Reliable?

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Best Used Honda Cars: What Models and Years are Most Reliable?

Honda vehicles have long been known as some of the most reliable and durable vehicles available. They are also fuel efficient, roomy and versatile, stylish, and outfitted with extensive safety and technology features. To make it an even more appealing vehicle, Hondas are more affordable than many other cars on the market.

Even though Hondas are superior in affordability compared to other vehicles, they can still be too expensive for many people. New Hondas, like all new cars, are expensive. Luckily, there are many used Honda models that are great options for people looking for a more affordable choice. Consult this used Honda buying guide to determine which model and year is best for you.

Used Honda Civic Reviews

One of the best used Honda models is the Honda Civic. From 1992 to 1995, Honda sold the fifth-generation Civic. Initially, it only came in sedan and hatchback bodies. It was also the first generation to include Honda’s VTEC technology. There were various types of engines, depending on the exact Civic model that you purchased.

In 1996 Honda introduced the sixth-generation Civic and produced different variations of it through the year 2000. Along with sedan and hatchback, it came in a coupe body. The sedans came in three different trims and the engines were either 106 hp or 127 hp, depending on the trim level. Honda also offered the 155-hp HX Civic, a coupe with better fuel economy. In 1999, Honda released the Si trim, which had a 1.6-liter engine good for 160 hp. The next generation had many similar traits with 1.7-liter engines and more options for trim levels. The cars were more fuel efficient and safe, with more room. The main complaint was the lack of anti-lock brakes.

Many experts prefer the eighth-generation Civics, from 2006 to 2011, over the ninth-generation Civics. The eighth-generation standard Civics in coupe and sedan form had four trim options and a 1.8-liter engine with 140 hp. Honda also released variants such as the Si with a 2.0-liter engine and six-speed manual transmission, GX that ran on natural gas and had a 1.8-liter engine, and Hybrid with a 1.3-liter engine and electric motor.

In 2012, the first year of the ninth generation, people were not as excited about the Honda Civics. Some claim that they were worse in some areas than previous model years. Honda made significant changes to the Civic in 2013 in response to the criticism, improving the handling, suspension, and crashworthiness. It also had a more appealing interior and exterior style.

If you are looking for a great Honda Civic coupe or sedan, look at the eighth generation (2006-2011)  or the 2013 model. These years have better handling, higher fuel economy, and many more improved safety features. Avoid the 2012 Honda Civic.

Used Honda Accord Reviews

Best Used Honda Cars: What Models and Years are Most Reliable?Honda introduced the fifth-generation Honda Accord in 1994. It is a good option for people looking for a reliable, less-expensive vehicle. It was the first time Honda used the VTEC variable valve timing system and came with a 4-cylinder engine with an EX-trim level.

The sixth-generation Accords from 1998 to 2002 are also great options for used cars. They came in either coupe or sedan body styles. For the power, they had either a four-cylinder engine or V6 power. Experts compared nine cars and this generation of Accord came in second place. Though it is not especially thrilling to drive, it is very easy to operate. Accords made after 2000 have improved safety features but otherwise, the model years in this generation are extremely similar.

Seventh-generation Honda Accords were accompanied by severe complaints, especially the 2003 model year. Many owners complained about issues with the transmissions, including failures that required expensive repairs. People also complained about issues with the interior accessories, body and paint, engine, and climate control.

Honda Accords released between 2008 and 2012, the eighth-generation Accords, received the most complaints of any generation, most of which revolved around the quality of the brakes. A large number of users claimed that the brakes wore down at around 26,000 miles, which is significantly premature. Other complaints included squeaky brakes, warped rotors, scraping sounds, brake vibration, and brakes sticking.

Honda made significant improvements with the current generation. The new generation began in 2013 and there have been far fewer complaints so far than previous model years. Additionally, the largest portion of complaints focuses on interior accessory issues, as opposed to dangerous mechanical issues. If you are in the market for a used Honda, a ninth generation Honda Accord is a great option.

Honda Accord Model Year Comparison

For a more specific analysis of used Honda Accords, it is important to look at the specific model years. Though the 2008 model year has the highest number of complaints, many experts are quick to discourage people from buying 2003 Honda Accords.

In 2003, many of the issues required expensive repairs and caused poor mileage. Transmission failure was a large issue. The average cost to fix issues on Honda Accords in 2003 was $2,700 and the average distance before the transmission failed was 97,000 miles. The 2004 model year saw similar issues. The average cost for the transmission failure was slightly higher at $2,900 after an average of 110,000 miles. 2002 Honda Accord complaints centered around the transmission slipping. The average cost for repairs was $2,400 after an average of 94,000 miles.

Honda Civic Model Year Comparison

Similar to the Accord, the most common complaints about the Honda Civic were issues with the transmission. The 2001 model was the worst year for Honda Civics. People spent an average of $2,300 fixing transmission failure after 104,000 miles.

The second worst year for Civics was 2002. The complaints were the same as 2001. After an average of 108,000 miles, owners needed to spend an average of $2,300 on a failed transmission.

Though Honda improved the transmission on the Civics after 2002, a new issue appeared in the 2006 model. 2006 Honda Civics had a large number of cracked engine blocks. People with this issue spent an average of $2,700 in repairs after driving 94,000 miles. In the last seven years, Civic owners overall had fewer complaints than with earlier models. The 2006-2011 and 2013 model years received the most positive reactions from experts and owners.

Honda CR-Z Model Year Comparison

There are not nearly as many complaints about the Honda CR-Zs, no matter which year you analyze. This could be partially due to the fact that the CR-Z model is a less popular Honda model and, thus, fewer people are reporting issues.

The model year 2011 had the most complaints but experts even more adamantly discourage the 2015 model. The 2015 CR-Z had complaints about uncomfortable seats. The most common complaints for the 2011 model were that fog lights would get condensation in them after an average of 18,000 miles and that paint would peel off after 21,000 miles.

Owners have the most positive reactions about the 2012 Honda CR-Z model year. It is a small hybrid vehicle with impressive handling and a smooth ride for passengers. It only has two seats, but they are designed to be extremely supportive. This model year has enough power to operate as effectively as larger vehicles on the highway.

Honda Prelude Model Year Comparison

The 1992 Honda Prelude has the most complaints, but experts consider the 2001 model to be worse. In 2001, owners reported losing oil through the exhaust. They spent an average of $3,000 to repair the issue after 79,000 miles.

Owners of the 1992 Honda Prelude complained that the engine destroys all the valves when the timing belt breaks and that the timing belt breaks prematurely. After an average of 110,000 miles, owners would be required to spend an average of $2,400 to repair the issue.

Honda Odyssey Model Year Comparison

Similar to the Civics and Accords, the Honda Odyssey models had the most issues with the transmission. Experts consider the 2002 model to be the worst because of the complaints about transmission failure. Owners spent an average of $3,400 after 96,000 miles to repair the problem. The 2003 model had the same issue.

Owners of the recent 2014 version of the Honda Odyssey report issues with the vehicle jerking and making a loud clunking noise. They spent an average of $1,100 to fix it and the issue started occurring after an average of 17,900 miles.

The best Honda Odysseys were made between the years 2005 and 2011. Honda did a major re-design and improved many of the previous issues.

Mesa, Arizona Used Honda Cars

At Red Mountain Funding, we have many different models and years of used Honda cars for sale. We want every family and individual to have a car and can help you with loans to make it an option for you. We are honest and affordable and will do everything possible to provide the ideal Honda for you.

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Best Used SUV Cars: Most Reliable, Best Rated, and Best Value

Best Used SUV Cars: Most Reliable, Best Rated, and Best Value

Sport Utility Vehicles (SUVs) first appeared in the 1970s and 80s. They were created for people who do not want trucks but need a car with power and utility. The traditional SUV has four-wheel drive and a high roof and is raised higher than average above the ground to handle rugged terrain. It also has an oversized trunk ideal for carrying large items that would otherwise need to be hauled in a truck.

In recent years, the definition for what people consider an SUV has expanded to include smaller vehicles. Additionally, some recent SUV models do not have four-wheel drive to reduce the weight of the vehicles and make them more fuel efficient.

Whether you are a family of seven or an athlete with tons of equipment, SUVs are a great option for many people. Used models can provide people with tough, powerful vehicles that can take on almost any conditions. If you are in the market for a used SUV, it is important to know what is the best SUV for the money. Used SUVs such as the GMC Acadia, Acura MDX, and Honda CR-V are dependable and powerful models for people seeking a less expensive option.

Used GMC Acadia

Best Used SUV Cars: Most Reliable, Best Rated, and Best ValueThe GMC Acadia has been a reliable SUV model since it first came on the market in 2007. Both the 2011 and 2014 GMC Acadias earned 5-star safety ratings from the National Highway Traffic Safety Administration (NHTSA). The Insurance Institute for Highway Safety (IIHS) designated 2011, 2012, and 2013 models as “Top Safety Picks.” The Acadia comfortably and safely seats eight people, while still having room for cargo. It has a 3.6-liter V-6 engine that gives the vehicle 288 horsepower. It is available with front or full-wheel drive and has a six-speed automatic transmission.

In 2010, the transmission was changed to have a better response time and they were designed with features such as Bluetooth, traffic updates, and heated seats. Starting in 2013, GMC Acadia’s were made with updated exterior and interior elements, a revised rear liftgate, smartphone compatibility, and easier controls for audio, temperature, and navigation. Due to the quality of earlier models, the GMC Acadia is one of the best SUVs to buy used.

Used Acura MDX

Best Used SUV Cars: Most Reliable, Best Rated, and Best ValueThe Acura MDX has three rows of seats and can comfortably carry seven passengers. The second generation MDX models, between 2007 and 2013, have a 3.7-liter V-6 engine that provides 300 horsepower. They have four-wheel drive through Acura’s Super Handling All-Wheel Drive system and torque-vectoring technology, making them easier to navigate on curvy roads. Second generation models can tow up to 5,000 pounds and have large amounts of space to easily fit cargo, even while the vehicle is carrying the maximum seven passengers.

The 2011 and 2012 models received a 5-star safety rating from the NHTSA and the 2012 and 2013 models were awarded “Top Safety Pick” titles by the IIHS. With safety features such as a reversing camera, blind-spot warning technology, adaptive cruise control and luxury seating, the second-generation Acura MDX vehicles are extremely safe and comfortable options for used SUVs.

Used Honda CR-V

Best Used SUV Cars: Most Reliable, Best Rated, and Best ValueThe Honda CR-V has always had a reputation for reliability and safety. The 2012, 2013, and 2014 CR-V’s all earned awards for their safety. The CR-V has a reversing camera and a driver’s side mirror designed specifically to provide a better view of the blind spot on the driver’s side. It comfortably carries five people, while still offering 37.2 cubic feet of space for any cargo. The cargo space expands to 70.9 with the rear seat folded down. The engine is a 185-horsepower, 2.4-liter 4-cylinder model. The CR-V can also tow up to 1,500 pounds.

The Honda CR-V is comfortable, quiet, and known for great steering and handling. Used models still provide all of the features and impressive elements, while being low-cost.

Used Lexus RX

Similar to the Honda CR-V, the Lexus RX has a record of dependability, even becoming the first SUV to earn the title of most dependable vehicle in the United States by J.D. Power and Associates. It can carry five people and has a powerful engine with 6-speed automatic transmission and front or all-wheel drive. There is also a hybrid model that has better power and fuel efficiency. It can tow up to 3,500 pounds and provides 40 cubic feet of storage behind the rear seats.

The Lexus RX has standard safety equipment with 10 airbags and Automatic Collision Notification. It is also equipped with features such as adaptive headlights, rain-sensing wipers, a reversing camera, dynamic radar cruise control, and available pre-collision safety technologies. Along with extraordinary safety, the Lexus RX offers comfort and a high-quality interior. In 2016, the exterior became more striking than many other SUVs, guaranteeing that people will admire your vehicle on the road. A used Lexus RV is a fantastic option for someone in the market for a safe, reliable, and comfortable used SUV.

Used Subaru Forester

The Subaru Forester, specifically a model between 2009 and 2013, is widely known as one of the best-used SUVs to buy. The first-generation of Subaru Foresters had accommodating features such as power accessories, Bluetooth, a sun roof, reclining rear seats, air-conditioning, and cruise control. Upper Limited and Touring trims had rearview cameras, leather interiors, automatic climate control, and an upgraded audio system, among other things. Second-generation models were very similar except with a roomier interior, a stiffer body structure, revised chassis, and more standard features. The later second-generation Foresters also had improved performance on the road and were known to be especially fun to drive.

The third- and fourth-generation models of the Forester were even roomier and more fuel efficient. They also had the appearance of a more traditional, heavy-duty SUV. No matter what generation, a used Subaru Forester will cost you less and provide you and your family with comfort, cargo room, and safety on the road.

Used Subaru Outback

Another great used Subaru SUV option is the Subaru Outback. Starting with the 2010 model, Subaru Outbacks have been named an IIHS “Top Safety Pick” every year. It has a 170-horsepower, 2.5-liter 4-cylinder engine. The Outback 2.5i has all-wheel drive and either a six-speed manual transmission or a continuously variable transmission. Certain regions in the United States have the 4-cylinder engine combined with the continuously variable transmission rated as a Partial Zero Emissions Vehicle.

It is a safe SUV, designed with 8.7 inches of ground clearance, a reversing camera, and a wiper dde-icer grid. The Subaru Outback can tow up to 2,700 pounds and has 34.3 cubic feet of space with the seats up. When the rear seats are folded down, it offers up to 71.3 cubic feet of cargo storage. A used Subaru Outback is one of the best-used SUVs under $15,000 available today.

Used Toyota Highlander

The second generation Toyota Highlander, a model made between the years 2008 and 2013, is an ideal vehicle for people looking for a lot of passenger and cargo space. It can hold seven people and Consumer Reports rates it as extremely reliable. For second-generation years excluding 2012, the IIHS rated the Toyota Highlanders in its “Top Safety Picks.” With the third- and second-row seats folded down, they offer 94.5 cubic feet of space.

Second generation Toyota Highlanders can tow 5,000 pounds and include safety elements such as a knee airbag in the driver’s seat, a wiper de-icer grid, and a reversing camera. The seemingly endless advantages of the Toyota Highlander make it an ideal used SUV for anyone in the market for a great, inexpensive vehicle.

Used GMC Yukon

Best Used SUV Cars: Most Reliable, Best Rated, and Best ValueThe initial models of the GMC Yukon came with three options for the engine and two for the transmission. After a couple of years, the six-speed transmission became uniform across all GMC Yukons. The SLE included 17-inch alloy wheels, stability control, power accessories, keyless entry, and many more features. The SLT had 18-inch alloy wheels, remote vehicle start, leather seats, tri-zone automatic climate control, and much more.

Starting in 2009, GMC Yukons included more space and features. They also had improved fuel efficiency, safety, and power. First-, second-, and third-generation used GMC Yukons are fantastic used SUVs for people seeking reliable and powerful vehicles.

Used SUVs Near Mesa, Arizona

If you are searching for used SUVs near Mesa, Arizona, contact Red Mountain Funding. We want everyone to have access to a safe, reliable vehicle and make sure our prices are fair and affordable. Our priority is to help families and individuals to have access to great used cars. At Red Mountain Funding, we will do all we can to outfit you and your family with a fantastic vehicle.

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Used Cars Under $10,000 Available in Mesa, Arizona

Used Cars For Sale Mesa AZ Under 10000 - Red Mountain Funding

Buying a Great Car in Mesa, Arizona

Purchasing a great car has become extremely expensive. Less expensive cars are often less functional and either do not last long or require extensive repairs. These repairs can quickly add up to almost as much as the more expensive options.

At Red Mountain Funding, we offer many used cars that are less than $10,000 and function superbly. One of our priorities is being able to give every family and individual the opportunity to own a car, regardless of their financial situation. We strive to provide vehicle options that are affordable and dependable.

The following listings are just a few of our many current options available for high-quality, affordable vehicles.

Used Buick Sedan

Used Cars Under 10000 Availble in Mesa Arizona - Red Mountain FundingWe have a 2008 Buick LaCrosse CX FWD that we are selling for $7,995. It has a 4-speed automatic transmission, which makes it especially easy to drive.

The stereo system has both an AM/FM radio and a CD player, giving you multiple listening options while you are on the road. It has air conditioning for hot Arizona days and power windows, so you can easily create the most comfortable temperature possible inside the vehicle.

This Buick also has anti-lock brakes and power steering for maximized control. The four alloy wheels increase performance and give the car a sleek and stylish appearance, in addition to saving you money with higher fuel efficiency than steel wheels.

This car has dual front air bags for increased safety, a security system and remote keyless entry, which eliminates the need to fumble with your key every time you get inside the vehicle. It also has an OnStar system to keep you from endangering yourself and your passengers by looking down at your phone.

Its tilt wheel feature allows you to make adjustments to best fit you and your driving style. It also has cruise control, so you can relax and cruise the Arizona roads without having to worry about your speed.

Used Ford Focus

If the 2008 Buick is not your style, we also have a 2013 Ford Focus SE FWD for $9,995. It is outfitted with both an AM/FM radio and a CD player, so that you can always play your favorite songs. It has anti-lock brakes, power steering and traction control, providing you with maximum control of the car on days when dangerous weather increases the threat of an accident.

Alloy wheels add to the car’s impressive performance, and they save you money by increasing fuel efficiency. They also give the car a stylish look.

This Ford Focus has air conditioning to keep you cool on Arizona days that are especially hot. If you prefer the comfort of fresh air, there are also power windows. It also features cruise control so you have fewer considerations while you are driving on the highway.

The car has dual airbags, which reduce safety concerns for both you and your passengers. Remote keyless entry saves you time, and increases convenience and safety. A tilt wheel makes it easy for you to customize this car to your driving preferences.

Used Nissan Xterra

Another one of our more affordable and dependable vehicles is a 2004 Nissan Xterra RWD, priced at $8,995. Slightly larger than the Buick LaCrosse and Ford Focus, it has an AM/FM radio and a compact disc player, so that you have many options for your music.

This Nissan offers air conditioning and power windows, so you can create the most comfortable environment possible while you are driving. It also has cruise control for increased ease while you are driving long distances.

This Xterra has alloy wheels that offer a superior performance to steel wheels and give the car a sleek look. It has anti-lock brakes, power steering and traction control, to ensure that you maintain control of your vehicle in all driving situations.

It also has remote keyless entry, giving you the ability to unlock and enter your car quickly. This reduces the danger of theft as you are getting into your car and increases overall convenience.

The wheel is a tilt wheel, so you can adjust it to fit your preference and create an ideal driving environment for your body type. This Xterra also has tinted windows, so that you can cruise around Mesa without people peering into your car, providing you with extra comfort and privacy while you are driving.

Your Expert in Used Cars for Sale – Mesa, AZ

Red Mountain Funding is a family owned company that has been helping lower income individuals and families in Mesa, Arizona for more than 20 years with financing on car loans. Along with loans, we have used cars for sale in Mesa that are high quality and affordable, as you saw above.

One of our goals at Red Mountain Funding is to make it possible for every family and individual in Mesa, Arizona to be able to own a car and make payments. We occasionally have cars returned to us because we are a major automotive finance company. We sell these cars back to the public at a reasonable price. Some of our used cars are available for less than $5,000, as you can explore in our online inventory.

At Red Mountain, we are determined to give every family and individual the ability to comfortably fund a vehicle. We are honest and trustworthy, and we will work with anyone to find an affordable vehicle through our loans and inexpensive used cars.

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