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Bad Credit Auto Financing in Mesa, AZ

Red Mountain Funding has been a downtown Mesa staple for more than two decades.
We are a flexible auto lender that helps Arizona drivers get financed for a used car, either from our select inventory or at another dealer.

You can use our site to apply for used car loans, or you can stop in to our downtown Mesa location to apply in person and check out the vehicles we have for sale. Our goal is to help you find a reliable vehicle that will get you to your job and back home each day, no matter your credit history.

Who Should Apply?

Even if you have bad credit and you’re looking for auto financing, we still encourage you to apply for a loan from Red Mountain Funding if:

    • You have a steady job and can prove you have a solid income stream.
    • You’ve been turned down by another dealership or lender.
  • You have a small down payment to put toward a pre-owned vehicle.
  • You can show you make your monthly mortgage or rent payments on time.
  • You’ve kept a banking a checking account for a significant amount of time.