If you are looking to buy a used vehicle with less than perfect credit, you may have found that traditional local car dealerships are unable to finance your purchase. While purchasing a vehicle is stressful even with the best credit, having negative marks on your credit can make it seem impossible. Luckily, there are other options to financing your used car purchase while still getting you a reliable vehicle for your family. You can try to ask a family member to loan you the money or you can search for bad credit car dealerships.
Finding Bad Credit Car Financing
When looking for auto financing with bad credit, it is important to decide how you would like to finance the vehicle. If you have found a used car that you really want at a particular dealership, you may choose to find a company such as Red Mountain Funding. We have working relationships with many dealerships in the Mesa, Arizona area.
If you haven’t found a vehicle you want, you should start by entering car dealerships for bad credit near me into a google search. Red Mountain Funding is one of the only car dealerships to help you get the car you want even when you have been turned down by other dealerships.
What are Bad Credit Dealerships?
If a traditional auto loan and a personal loan from family are out of the question it is time to start searching for a guaranteed credit approval car dealership in your area. A bad credit car dealership focuses on financing used vehicles for people who have had issues in the past that have resulted in bad credit. Most of these dealerships operate as buy here pay here car dealerships. This means that you will make all your car payments directly to the dealership rather than a bank or financing company.
Benefits of Bad Credit Dealerships
If you have a steady income and are fully employed, Red Mountain Funding will make the financing process easy. You be asked to bring in proof of income and employment. This information will be used to calculate how much you can afford to pay monthly on a vehicle. Once they have determined your ideal payment amount, they will review their inventory for vehicles that meet your family’s needs. Often you will have an approval immediately and leave with your car the same day.
Types of Bad Credit Car Dealerships
You may be thinking “there are several car dealerships near me with no credit check, how do I choose?” While the choice may seem difficult, you should start by researching the terms of the loans each dealership offers, the approval process, and the inventory the dealership has on hand. You don’t want to compromise quality for ease of financing.
Determine if you are looking for financing at bad credit car dealerships with a buy here, pay here option or an alternative financing company that will give you a guaranteed approval loan to be used at a dealership of your choice.
Having bad credit should never stop you from getting a reliable vehicle for yourself or your family. Everyone has made mistakes or fallen on hard times in the past and we are here to help you get back on level ground. Having a great quality used car with payments you can afford and financing you can achieve will help you to rebuild your credit for future purchases. We strive to make the financing process as painless as possible regardless of your credit history. Contact Red Mountain Funding Inc. today to find out how we can help you get behind the wheel of a safe and reliable vehicle.
Red Mountain Funding is a family owned and operated finance company that would love to help you get financed for the reliable vehicle that your family needs. We specialize in providing people with less than perfect credit with the auto financing they need. We have working relationships with several dealerships in the area to get you the car you want with no credit check necessary.